home & contents insurance

Every day, home insurers pay out over £8 million to customers. Unwelcome events, such as flooding or fire, highlight how essential having insurance is to survive unexpected financial setbacks that could take you years to recover from. Yet home insurance is often misunderstood - ABI research shows that one in five home insurance claims are unsuccessful, mostly because people are not fully aware of what they are covered for. Most problems could be avoided by better understanding of what is and what is not covered. Here are the key things you need to know to ensure that you buy the best policy for you and get the most from your home insurance. Following this advice will help ensure that any claim you may need to make will be paid.  Please see Association of British Insurers Guide to Home Insurance.

THE IMPACT OF MAKING A CLAIM ON THE FUTURE COST OF YOUR COVER While an insurer will take into account your previous claims, this does not always mean that your premium will increase. Insurers will consider not only your claims record but also other factors, such as whether there has been any change in your risk (for example if you have extended your home). And remember that it is a very competitive market, so you can shop around to get the right policy for your needs at the best price.

Helping clients is what we do best at Proactive, and that is why we have our own on board Loss Assessor to help you with your claim at a time of need.  Please click here to meet the team.
Home Insurance What you need to know.pdf Home Insurance What you need to know.pdf
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Proactive Protection Ltd is an Appointed Representative of Eunisure Ltd who are authorised and regulated by the Financial Conduct Authority (FCA) Ref No. 485047. Proactive Protection Limited (FCA) Ref No. 749992.