Specialists in the protection of caterers, chefs, restaurateurs & hoteliers 

Have you as a chef ever thought of what would happen if you couldn't work due to accident or sickness?  

Does the feeling of an unrisen souffle sound familiar, or maybe you've woken up feeling like curdled eggs?  

Perhaps you've been in a situation when getting to work is difficult and your life in the kitchen overtakes your health?  


Chefs Income Protection - Probably the most important cover for Chefs!

This is a policy that helps you get back to work when sickness or illness hits you.  It is designed to pay you a portion of your salary or cover expenses such as bills & things, until such time as you are ready to get back to the kitchen.  



Chefs Health Insurance - Getting you back to health when you need treatment fast.

This policy will pay for private treatment or cover the cost of general treatment such as physiotherapy, optical, dental and private specialists or consultants. 



Chefs Life & Critical Insurance - Giving you a lump sum on the diagnosis of a critical illness or paying out a lump sum in the event of death to help protect your family. 

This policy will payout lump sum to help with the worst.  You can also cover your mortgage, or help your family cope if the worst were to happen. 



Professional Indemnity and Business insurance

Is your business correctly insured?  Professional indemnity insurance can help protect you from claims made by dissatisfied clients, if there is a problem with your work, or you've made a mistake which costs your client money, meaning the client may want to pursue you for compensation.  

It's important to note that even if you haven't done anything wrong, the cost of defending yourself may be high and professional indemnity cover can help you protect yourself from these costs.   

Why us?  Proactive Protection is an award winning specialist firm set up to help offer an effective solution to client’s personal and corporate insurance needs. As we are based nationally our product range extends to new and existing General and Commercial Insurance, Medical Insurance Plans, Life Insurance & Serious Illness cover and Income Protection schemes for the Professional, SME, family and individual.  We have recently been named Best Health Insurance Broker at the Health Insurance Awards 2015/2016 and have won numerous other awards for our expert service. 

Proactive Medical & Life Ltd Registration Number: 06483379 is an Appointed Representative of Healthnet Services Limited, who are authorised and regulated by the Financial Conduct Authority. Healthnet Services Limited entered on the FCA register No 312313