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Guard your financial future in the face of life's uncertainties.

What is Income Protection?

Income protection serves as an essential safety net, assuring that unforeseen life events don't jeopardise your financial stability. Whether you're a self-employed entrepreneur, company owner, or an employed professional with time-limited sick pay, this shield ensures a consistent flow of income during tough times.

Highlight: Did you know? Income protection can provide up to 70% of your gross annual income, tax-free, should you be unable to work.

Why is it Vital?

For the Self-Employed & Business Owners: With no employer-provided sickness benefits, this group is most vulnerable. A sudden illness or injury can directly hit your income. With income protection, you can ensure that both your personal and business financial commitments are met, even when the going gets tough.

For Employed Individuals: While many employees enjoy the security of sick pay, these benefits are often time-bound. Once these benefits exhaust, the challenge of meeting financial needs arises. Income protection steps in to bridge this gap, ensuring that your lifestyle remains unaffected.

Choosing Between Long-term and Short-term Plans

  • Long-term Income Protection Plans:

    • Duration: Can support up to retirement.

    • Features: Comprehensive assessment of your medical history and income.

    • Benefit: Ensures long-lasting peace of mind.

  • Short-term Income Protection Plans:

    • Duration: Typically between 1-2 years.

    • Features: Quicker setup, often without in-depth medical or income assessment.

    • Benefit: Ideal for temporary vulnerabilities or swift coverage needs.


Proactive Medical and Life: Your Trusted Partner

At Proactive Medical and Life, we specialise in this invaluable cover, underlining the significance of being prepared in today's unpredictable era. Secure your financial stability and let us help you ensure that even during adversity, your aspirations remain uncompromised.

Embrace the assurance of income protection. Safeguard not just your income, but your dreams, ambitions, and peace of mind. Stay proactive, stay protected.


Fill in your details and we will be back in touch with you shortly to discuss your requirments.


Clarendon House Business Centre, 125 Shenley Rd, Borehamwood WD6 1AG, UK



020 8207 7394

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