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  • Writer's pictureProactive Medical & Life

The Big 5

Updated: Jan 24, 2022

We've put together this campaign for you. We often get asked the question, what is the difference between income protection and accident only income protection? Or, do I need medical Insurance? What is Critical Illness Cover and how does that differ from income protection? We thought that these big 5 posters would highlight the difference between some of these protection products.

If you need help with any of these are want further understanding please do not hesitate to get in touch.

Number 1

When we talk about life insurance we talk about life. If you are insuring your life you could consider a number of different options, protecting the mortgage, protecting your family, leaving a legacy or inheritance tax planning. 🦬Did you know that a buffalo can live to be 30 years old... that's pretty good for wildlife... but they make the most of their lives while they are around. Herds of African buffalo appear to have a unique way of deciding in which direction to move: they vote on it! When the herd is ready to move on after resting, individuals start to stand up and face the direction in which they wish to move. Eventually, when enough members have ‘voted’, the dominant female leads the herd off in the direction that most of the individuals have faced.

2. Income Protection

The Lion 🦁 of all policies... the 2nd of our Big 5...Probably the most important plan especially if you are self employed. Many don't understand the relevance of income protection, we think the reason is that it is not discussed enough. A policy that makes sure you get a regular income if you cannot work due to accident, sickness or disability! A lion's instinct is to protect its young, and protect its pride. With costs on the way up and rising inflation, this could be the time to consider a very important plan. When last did you consider your income and how is it protected?

3. Medical Insurance

This is our bread and butter, quite honestly the one animal you would normally catch on safari. Elephants 🐘are great beasts and are family orientated individuals. We have seen so many videos and heard so many stories of elephants protecting each other and their young. Like most of our clients who have families and businesses, we want to make sure they are protected too, so with a medical insurance policy you know you will have peace of mind.

4. Accident Only Income Protection

Nobody wants to fall off a ladder or in the case of our leopard 🐆fall off a branch. It may take you 2 days to get back on your feet or it could take months? If you are in a risky job where you could be accident prone it may be worthwhile considering this type of cover. Leopards are renowned for their agility. They run up to 58 km/h (36 mph) and can leap 6 meters (20 feet) horizontally and 3 meters (10 feet) vertically. They are also very strong swimmers. So it unlikely you will see a leopard injure itself.... but if it does you know that it will probably be back on its feet pretty quickly.

5. Term Life Insurance with Critical Illness Cover

Moving onto the last of our big 5 - The Rhino 🦏 was always thought of as a natural protector. The Rhino was believed to be attracted by campfires, and it would rush over to stamp out and “devour” the fire. European explorers brought these myths back with them from Asia with no scientific evidence to back them up.

We still like the idea though! 😊

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