Expert-Led Employee Benefits Solutions for Your Business

 

At Proactive Medical & Life Ltd, we provide a fully managed, strategic approach to employee benefits that goes far beyond simple administration. Whether you’re an SME or a larger organisation, we work as your dedicated partner—aligning your benefit offerings with your people strategy, business goals, and budget.

What We Offer

We advise, manage, and support across a full suite of benefits, including:

 

🌿 Private Medical Insurance (PMI)

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Give your employees access to high-quality healthcare when they need it most. We tailor PMI schemes to meet your team’s needs, negotiate the best provider terms, and handle claims queries and renewals on your behalf.

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💼 Group Critical Illness Cover

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Protect your workforce with tax-efficient critical illness cover. A core employee benefit that offers reassurance in life’s most difficult moments—backed by providers we trust and recommend.

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👥 Key Person & Director-Level Protection

 

We help protect your business continuity by advising on Key Person and Keyman insurance. Safeguard revenue, operations, and investors in the event a vital team member becomes seriously ill or passes away.

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We design life assurance schemes that support families while helping your business stay competitive and attractive to top talent. We also manage trusts and claims sensitively and efficiently.

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👓 Optical & Health Cash Plans

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Low-cost cash plans can be a high-impact benefit. Cover dental, optical, therapies, and everyday healthcare expenses with minimal admin and great value for employees and employers alike.

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📞 Employee Assistance Programmes (EAP)

 

Empower your team with confidential access to counselling, wellbeing resources, and 24/7 helplines. We recommend only proven providers with outstanding usage rates and employee feedback.

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Why Partner with Us?

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✔️ Independent and impartial market reviews
✔️ Expert guidance tailored to your industry and goals
✔️ Transparent advice and provider negotiation
✔️ Hands-on support with onboarding, renewals, and communications
✔️ Fully managed service for total peace of mind

 

We believe employee benefits should be simple, strategic, and supportive—not confusing or transactional.