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If you're feeling a little shocked after opening your health insurance renewal this year, you're definitely not alone. Many people are finding the cost of cover harder to manage, and some are beginning to question whether they should continue at all. A common thought we hear is, “Maybe I should just self-insure instead.” Before you take that step, it’s important to understand the full picture, and the alternative options that could keep you protected without  overstretching y

Here’s What Happens to Your Health Insurance — and How We Can Help You Keep Your Cover Leaving a job comes with a long to-do list, Handovers, goodbyes, returning equipment, sorting out pensions… the list goes on. One thing many people forget until the very last moment is what happens to their company health insurance . If you’ve enjoyed private healthcare through your employer, it can feel worrying to suddenly lose it, especially if you’ve had cover for years. The good news i

🧾 Protecting the Hospitality Industry Working in hospitality is more than a job; it’s a way of life. Whether you’re a chef on your fifth double shift of the week, a restaurant manager juggling staff rotas, or a freelancer working events into the early hours, you give everything to create experiences for others. At Proactive Medical & Life , we understand that pace, pressure and passion, because it’s close to home for us. Before I worked in insurance, I spent years as a chef.