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UNDERSTANDING GUIDED CARE

Guided Care is a type of healthcare plan designed to streamline the treatment process by guiding members to approved specialists, hospitals, or clinics within a specific network. These options are cost-effective because they utilise trusted healthcare providers that the insurer has pre-approved and negotiated rates with. Members benefit from access to high-quality care while insurers manage costs effectively, helping to maintain affordable premiums.
 

Guided Care options often mean that the insurer plays an active role in the treatment journey, offering recommendations or directing members to specific providers. This approach balances flexibility with cost control and ensures members receive appropriate treatment without unexpected bills.


Each insurer’s Guided Care option operates slightly differently, offering varying levels of choice and network access.

General & Medical – Guided Care

General & Medical offers a Guided Care option, which allows members to access a network of approved specialists and facilities. When treatment is required, members are guided to recognised healthcare providers within their network, ensuring quality care while keeping costs manageable. This approach helps streamline treatment pathways and maintain affordable premiums.

 

Aviva – Expert Select

Aviva’s Expert Select provides a guided care pathway where members are offered a selection of quality-assured hospitals or medical facilities for treatment. This ensures access to appropriate care within their approved network while keeping premiums competitive.

 

AXA Health – Guided Option

AXA Health’s Guided Option uses their Fast Track Appointment service, where members receive a shortlist of up to three approved specialists after an open referral from a GP. This ensures timely access to treatment within AXA’s trusted network and effective cost management.

 

VitalityHealth – Consultant Select

VitalityHealth’s Consultant Select directs members to a network of carefully vetted consultants with strong patient outcomes. Members are matched with appropriate specialists for their needs, ensuring excellent standards of care while benefiting from reduced costs due to pre-negotiated rates within the network.

©2023 PROACTIVE MEDICAL & LIFE LTD REGISTRATION NUMBER: 06483379 IS AN APPOINTED REPRESENTATIVE OF HEALTH NET SERVICES LIMITED, WHO ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. HEALTH NET SERVICES LIMITED ENTERED ON THE FCA REGISTER NO 312313

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